Ever wonder why everything just happens to work out in Frank Capra's classic. Besides using God, Joesph, and Clarence the movie is very communist. Maybe that is why I like it. Think about it, a guy convinces the community that capitalism, aka Mr. Potter, is evil, and they should pool their money together all that is good and righteous, the Building and Loan. The Building and Loan, convinces our hero to join it's conquest of the working man, leave his future and bright plans. In one shining moment, it sinks its hooks into his newly wedded wife as she freely gives up her dreams and cash to save it.
Then there is the grand finale, our hero is at his last string because his comrade in arms messes up. He does the low of lows and goes to the capitalist, and what does he do; PRESS CHARGES? As our hero is about to take his life he gets a glimpse of the world without communism, and man is it bleak. Then out of nowhere the comrades come to save him, with the hordes of money they weren't telling him about.
Awe I love these happy endings.